FDIC Insurance - Frequently Asked Questions At Catlin Bank we want to provide you with the information that you need to make well-informed decisions. We’ll provide the answers to some of the more common questions that we are asked, such as: 1.  Why Is FDIC Insurance important to Me? 2.  What does the FDIC Insure? 3.  How much money does the FDIC insure? 4.  What if I have more than $250,000 at the Catlin Bank? 5.  What are the common ownership categories? 6.  How do I get more information about FDIC insurance? 7.  Who is the FDIC?